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5 Steps for Saving Money on Drugs.
Fortunately, there are ways to lower the cost of your medications while still ensuring the safety of the drugs: 1. Talk to your doctor about generics. New medications hit the market every day, and drug-industry reps are sent out in droves to convince physicians to use these newer, more expensive medications. The truth, however, is that many of these medications are for conditions that can be just as effectively treated with older medications, many of which are available in cost-effective generic form. 2. Check your eligibility for assistance programs. State and federal governments offer assistance to people with lower incomes to help them get the medications they need. The financial qualification threshold for medical assistance programs is usually not as low as for other assistance programs, meaning that you may qualify for medical help even if you don’t qualify for food or other monetary assistance. Check on your state’s Medicaid website to learn about the requirements and see if you qualify. 3. Ask your physician for help. If your medication isn’t covered by your insurance, you may be able to access it by requesting special authorization. Talk with your pharmacist and your doctor to see if this is an option. Your doctor may also have access to samples until you can get authorized. 4. Find coupons online. Many drug companies offer coupons to help patients defer the cost of their medications. Check on the website for any offers or coupons. 5. Use a pharmacy intermediary service. Using a service like ours provides a vast network of trusted pharmaceutical suppliers to bring you significant cost savings.
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